Drug Treatment Help Request

Outpatient

Outpatient services are on the low end of the spectrum of rehabilitation services regarding intensity of care, for the reason that individual is able to maintain their lifestyle in several ways with no commitment of having to be in a rehab center while receiving rehabilitation services. While this might seem perfect it will not provide the required change of environment than many individuals in recovery have to have to experience a successful rehab.

Self Payment

Self Payment is needed when someone's insurance isn't going to cover the entire cost of treatment or will only cover some of it. In these instances, it may seem like a disadvantage but individuals really have a great deal of leverage simply because they can choose whichever program they want without the limitations from health insurers that so many men and women face. Likewise, rehabilitation programs will often provide payment assistance for individuals whose only option is self payment to enable them to get into treatment.

Medicaid

Certain rehab programs accept Medicaid when the individual is not able to self pay or present another form of private health insurance. Medicaid may only cover outpatient and short-term rehabilitation inside a limited amount of programs, and in such cases individuals might want to explore the self pay alternative and drum up any resources they are able to to pay for a more quality rehabilitation program that will get better results, such as a long-term residential drug and alcohol rehabilitation center.

Medicare

Medicare recipients can receive treatment at drug and alcohol rehabilitation programs which deliver either inpatient or outpatient treatment when the program is included in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must aid in establishing the individual's rehabilitation strategy. Inpatient services are covered through Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehab being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug and alcohol rehab if other kinds of insurance or self payment are not a possibility. If someone has no private insurance and doesn't yet know if they may qualify for state insurance, they can consult their Social Services office within their area to determine if they are and then apply. Most state financed insurance covers both outpatient and inpatient rehab, but usually only inside the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some sort of drug and alcohol rehabilitation service which range from outpatient rehabilitation to inpatient or residential alcohol and drug treatment facilities. Individuals may have to participate in an alcohol and drug rehab facility that's in their network of providers and there may be other limitations like the length of time their stay in treatment is covered. Individuals can choose a good center they like and meet with a treatment counselor to ascertain if their insurance will take care of it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the price of particular substance abuse rehab solutions. Detoxification services, outpatient and inpatient centers in addition to partial hospitalization are covered by military insurance, although military members may need pre-authorization in which case they can speak with their VA or Tricare consultant. There may be some restrictions concerning just how long a stay in inpatient drug rehab is permitted, and all of these questions can be answered before beginning rehab so that it is clear how much time and individual can remain in the rehab facility of preference.