Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance won't cover the total cost of rehab or will only cover some of it. In these cases, it may seem like a drawback but individuals in fact have a great deal of leverage simply because they can decide on whichever center they would like without the limitations from health insurance companies that so many men and women encounter. In addition, treatment programs will usually offer payment assistance for individuals whose only choice is self payment to enable them to get into rehab.

Medicaid

Some rehabilitation centers accept Medicaid if the individual cannot self pay or present some other type of private medical insurance. Medicaid might pay for outpatient and short-term rehabilitation inside a limited amount of programs, and in cases like this individuals may wish to investigate the self pay option and drum up any resources they're able to to fund a more quality rehabilitation program that will produce better results, say for example a long-term residential drug and alcohol treatment facility.

Medicare

Medicare recipients can seek rehab at drug rehabilitation centers which deliver either inpatient or outpatient treatment when the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must assist in establishing the person's treatment plan. Inpatient solutions are covered through Medicare Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehab being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehabilitation if other kinds of insurance or self payment aren't a choice. If someone has no private insurance and doesn't yet know whether they could be eligible for state insurance, they should check with their Social Services office within their area to figure out if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient treatment, but generally only within the state which provides the insurance coverage.