Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Individuals with co-occurring mental and drug abuse disorders are what are identified in the field of drug and alcohol rehabilitation as dual diagnosis clients. These individuals must tackle both disorders whilst in rehabilitation in order to find resolution simply because one usually triggers the other. Fortunately, there are numerous drug and alcohol treatment facilities that can specifically hone in on the issues that persons with co-occurring mental and drug abuse disorders face in order to not merely become abstinent but mentally stable and also able to lead a much higher quality lifestyle and not consider it wise to self medicate with drugs and alcohol.

Self Payment

Self Payment is needed when someone's insurance won't cover the entire cost of treatment or will only pay for some of it. In these situations, it may seem like a drawback but individuals actually have a much more leverage simply because they can choose whichever facility they would like without the restrictions from health insurers that so many people face. In addition, treatment programs will usually offer payment assistance for people whose only option is self payment to help them get into rehab.

Medicaid

Some rehab programs accept Medicaid when the individual cannot self pay or present another type of private health insurance. Medicaid might pay for outpatient and short-term rehab within a limited amount of programs, and in cases like this individuals may choose to investigate the self pay alternative and come up with up any resources they are able to to pay for a more quality rehab center which will produce better results, like a long-term residential alcohol and drug rehabilitation program.

Medicare

Medicare recipients can receive treatment at drug treatment facilities which provide either inpatient or outpatient treatment when the center is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in establishing the person's rehab strategy. Inpatient services are provided through Medicare Medicare Part A, with up front costs being the same as any other kind of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehab if other kinds of insurance or self payment are not a possibility. If someone does not have any private insurance and doesn't yet know whether they could qualify for state insurance, they can seek advice from their Social Services office within their area to ascertain if they are and then fill out an application. Most state financed insurance will cover both outpatient and inpatient treatment, but typically only inside the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans typically cover some kind of alcohol and drug rehab service ranging from outpatient rehabilitation to inpatient or residential drug rehabilitation programs. Individuals might have to take part in an alcohol and drug rehab program which is inside their network of providers and there might be other limitations like the amount of time their stay in rehabilitation is covered. Individuals can select a quality program they prefer and speak with a treatment specialist to find out if their insurance will cover it.