Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to pay for the total cost of treatment or will only cover part of it. In these instances, it may seem like a disadvantage but individuals in fact have a great deal of leverage due to the fact they can choose whichever facility they would like without the limitations from health insurance companies that so many men and women face. Likewise, rehabilitation facilities will usually offer payment assistance for individuals whose only option is self payment to help them get into treatment.

Medicaid

Certain rehabilitation facilities accept Medicaid in the event the individual is not able to self pay or present another form of private medical insurance. Medicaid may only cover outpatient and short-term treatment within a limited amount of programs, and in such cases individuals may choose to investigate the self pay option and come up with up any resources they're able to to pay for a more quality rehab facility which will produce better results, such as a long-term residential drug and alcohol rehab program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehab if other kinds of insurance or self payment are not a possibility. If a person doesn't have any private insurance and doesn't yet know if they may be eligible for state insurance, they can talk with their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehab, but generally only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans typically cover some sort of drug treatment service ranging from outpatient treatment to inpatient or residential alcohol and drug rehab centers. Individuals may have to participate in an alcohol and drug rehabilitation center that is in their network of providers and there may be other restrictions for example how long their stay in treatment is covered. Individuals can pick a quality facility they prefer and meet with a rehabilitation counselor to ascertain if their insurance will handle it.