Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to cover the entire cost of rehab or will only cover some of it. In these situations, it may seem like a disadvantage but individuals in fact have a much more leverage because they can decide on whichever center they would like without the restrictions from health insurance providers that so many people encounter. Likewise, rehabilitation programs will frequently offer payment assistance for individuals whose only option is self payment to help them get into rehab.

Medicaid

Certain treatment programs will take Medicaid when the individual is unable to self pay or present some other form of private medical health insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation in a limited amount of centers, and in this instance individuals may choose to investigate the self pay alternative and drum up any resources they're able to to cover a more quality rehab facility which will get better results, like a long-term residential drug rehab facility.

Medicare

Medicare recipients can receive treatment at alcohol and drug rehab facilities which provide either inpatient or outpatient rehab if the program is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must assist in setting up the individual's rehabilitation plan. Inpatient solutions are covered through Medicare Part A, with up front costs being the same as any other type of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehab if other forms of insurance or self payment are not a possibility. If someone has no private insurance and doesn't yet know if they may qualify for state insurance, they should talk with their Social Services office in their area to figure out if they are and then apply. Most state financed insurance covers both outpatient and inpatient rehab, but typically only within the state which provides the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some type of alcohol and drug rehabilitation service which range from outpatient treatment to inpatient or residential drug rehabilitation programs. Individuals could possibly have to participate in a drug treatment center that's within their network of providers and there could be other restrictions for example how long their stay in rehab is covered. Individuals can select a good center they like and consult with a treatment counselor to find out if their insurance covers it.