Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to pay for the entire cost of rehab or will only pay for some of it. In these cases, it may seem like a disadvantage but individuals in fact have a great deal of leverage because they can choose whichever program they want without the limitations from health insurers that so many individuals encounter. Likewise, treatment programs will usually offer payment assistance for people whose only choice is self payment to help them get into rehab.

Medicaid

Certain rehab facilities will take Medicaid in the event the individual cannot self pay or present another type of private health insurance. Medicaid may possibly pay for outpatient and short-term treatment in a limited amount of centers, and in such cases individuals may wish to investigate the self pay option and drum up any resources they're able to to fund a more quality rehab program which will get better results, like a long-term residential drug and alcohol rehab center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehab if other kinds of insurance or self payment are not an option. If someone doesn't have any private insurance and doesn't yet know whether they could qualify for state insurance, they can check with their Social Services office within their area to ascertain if they are and then apply. Most state financed insurance will cover both outpatient and inpatient rehabilitation, but usually only in the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans typically cover some sort of drug and alcohol treatment service which range from outpatient rehab to inpatient or residential drug and alcohol treatment facilities. Individuals could possibly have to participate in a drug and alcohol rehabilitation program that is within their network of providers and there could be other restrictions for example the amount of time their stay in treatment is covered. Individuals can choose an excellent program they like and consult with a rehabilitation specialist to find out if their insurance will cover it.