Drug Treatment Help Request

Outpatient

Outpatient services are on the bottom end of the spectrum of rehab solutions with regards to intensity of care, as the individual can preserve their lifestyle in several ways with no commitment of having to remain in a treatment facility while receiving rehabilitation services. Even though this might appear ideal it will not provide the much needed change of environment than many people in recovery require to have a successful rehab.

Self Payment

Self Payment is required when a person's insurance isn't going to pay for the entire cost of rehab or will only cover some of it. In these situations, it may appear like a disadvantage but individuals really have a much more leverage simply because they can select whichever program they want without the limitations from health insurance providers that so many people encounter. Likewise, rehab facilities will frequently offer payment assistance for individuals whose only choice is self payment to enable them to get into treatment.

Medicaid

Certain rehab programs accept Medicaid if the individual is not able to self pay or present any other type of private medical insurance. Medicaid may only pay for outpatient and short-term treatment inside a limited amount of programs, and in such cases individuals may choose to investigate the self pay alternative and come up with up any resources they can to pay for a more quality rehab program that will produce better results, say for example a long-term residential alcohol and drug treatment facility.

Medicare

Medicare recipients can seek treatment at drug and alcohol rehab programs which provide either inpatient or outpatient rehab if the center is in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must assist in setting up the individual's rehabilitation strategy. Inpatient services are provided through Medicare Medicare Part A, with up front costs being similar to any other type of hospital stay, and outpatient treatment being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehab if other forms of insurance or self payment are not a possibility. When someone does not have any private insurance and doesn't yet know whether they could qualify for state insurance, they should seek advice from their Social Services office in their area to figure out if they are and then fill out an application. The majority of state financed insurance will handle both outpatient and inpatient treatment, but generally only inside the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some form of drug treatment service including outpatient rehabilitation to inpatient or residential drug and alcohol treatment centers. Individuals may have to take part in a drug and alcohol treatment center that's inside their network of providers and there might be other limitations such as just how long their stay in rehabilitation is covered. Individuals can choose a quality center they prefer and meet with a rehabilitation counselor to determine if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the expenses of certain drug abuse treatment services. Detox services, outpatient and inpatient centers along with partial hospitalization are covered by military insurance, although military members may require pre-authorization and in that case they can liaise with their VA or Tricare consultant. There could be some restrictions concerning the length of time a stay in inpatient drug and alcohol rehabilitation is allowed, and all of these questions can be answered before you begin rehab so that it's clear how much time and individual can stay in the rehab center of choice.