Drug Treatment Help Request

Outpatient

Outpatient solutions are on the bottom end of the spectrum of rehab solutions in terms of intensity of care, for the reason that individual can keep their lifestyle in lots of ways without the commitment of having to be in a treatment program while receiving treatment services. While this might seem ideal it might not provide the much needed change of atmosphere than a lot of people in rehab require to have a productive rehabilitation.

Self Payment

Self Payment is necessary when someone's insurance isn't going to pay for the total cost of treatment or will only pay for some of it. In these instances, it may seem like a disadvantage but people really have a much more leverage simply because they can decide on whichever facility they would like without the restrictions from health insurance companies that so many individuals face. In addition, rehabilitation programs will frequently offer payment assistance for people whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehabilitation programs accept Medicaid if the individual is not able to self pay or present any other kind of private health insurance. Medicaid may possibly cover outpatient and short-term rehab within a limited amount of programs, and in such cases individuals may wish to explore the self pay alternative and drum up any resources they are able to to pay for a more quality rehabilitation facility that will produce better results, say for example a long-term residential drug rehabilitation center.

Medicare

Medicare recipients can seek treatment at alcohol and drug rehabilitation programs which provide either inpatient or outpatient rehabilitation if the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must aid in establishing the person's rehabilitation plan. Inpatient services are provided through Medicare Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol rehab if other kinds of insurance or self payment aren't a possibility. When someone doesn't have private insurance and doesn't yet know whether they might be eligible for state insurance, they should consult their Social Services office in their area to ascertain if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient rehabilitation, but usually only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans typically cover some kind of drug rehabilitation service which range from outpatient rehabilitation to inpatient or residential alcohol and drug treatment centers. Individuals could have to participate in a drug and alcohol treatment center which is in their network of providers and there could be other restrictions like the length of time their stay in treatment is covered. Individuals can select a quality center they prefer and speak with a rehabilitation specialist to ascertain if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the expenses of certain substance abuse rehabilitation solutions. Detoxification services, outpatient and inpatient facilities along with partial hospitalization are covered by military insurance, although military members may need pre-authorization and in that case they can speak with their VA or Tricare representative. There could be some restrictions about how long a stay in inpatient drug treatment is permitted, and every one of these questions can be answered before beginning treatment so that it's clear how much time and individual can remain in the rehabilitation center of choice.