Drug Treatment Help Request

Outpatient

Outpatient services are on the low end of the spectrum of rehabilitation services regarding level of care, since the individual will be able to maintain their lifestyle in lots of ways without the commitment of needing to stay in a treatment program while receiving rehab services. Although this may seem perfect it might not provide the required change of environment than lots of people in treatment have to have to have a productive rehabilitation.

Self Payment

Self Payment is needed when someone's insurance won't cover the total cost of treatment or will only cover some of it. In these situations, it may seem like a disadvantage but people actually have a much more leverage due to the fact they can decide on whichever program they would like without the restrictions from health insurers that so many men and women encounter. Likewise, rehab programs will often provide payment assistance for individuals whose only option is self payment to enable them to get into treatment.

Medicaid

Certain rehabilitation facilities will take Medicaid in the event the individual is not able to self pay or present any other kind of private health care insurance. Medicaid may only pay for outpatient and short-term rehab inside a limited amount of programs, and in this case individuals might want to explore the self pay option and drum up any resources they can to fund a more quality rehab facility which will produce better results, like a long-term residential alcohol and drug rehabilitation program.

Medicare

Medicare recipients can receive rehabilitation at alcohol and drug rehabilitation programs which provide either inpatient or outpatient treatment if the facility is in the network of Medicare-participating providers and with the consent of their Medicare appointed doctor, who must assist in establishing the person's rehabilitation plan. Inpatient solutions are covered through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehab if other kinds of insurance or self payment are not a choice. When someone doesn't have any private insurance and doesn't yet know whether they might be eligible for state insurance, they can seek advice from their Social Services office in their area to ascertain if they are and then apply. Most state financed insurance will cover both outpatient and inpatient treatment, but usually only in the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some form of alcohol and drug rehabilitation service which range from outpatient rehabilitation to inpatient or residential alcohol and drug rehabilitation facilities. Individuals could possibly have to take part in a drug and alcohol rehabilitation facility that is inside their network of providers and there may be other limitations for example the amount of time their stay in rehab is covered. Individuals can pick a quality facility they prefer and speak with a rehabilitation counselor to find out if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the expense of certain substance abuse treatment services. Detoxification services, outpatient and inpatient facilities in addition to partial hospitalization are all covered by military insurance, although military members may require pre-authorization in which case they can speak with their VA or Tricare consultant. There may be some restrictions as to just how long a stay in inpatient alcohol and drug treatment is allowed, and all of these questions can be answered prior to starting treatment so that it's clear the length of time and individual can remain in the treatment center of choice.

Sliding Fee Scale

A sliding fee scale is a payment assistance option provided by many different alcohol and drug rehabilitation facilities in order to help clients afford rehab where this may not have been doable initially. For example, one client's fee for rehab could be different and lower than another person whose finances are better making them more prepared to spend the money for full price of treatment. Registrars take into account additional circumstances aside from income including amount of dependents to ascertain the final cost using the sliding scale.