Drug Treatment Help Request

Outpatient

Outpatient services are on the lower end of the spectrum of rehabilitation services with regards to intensity of care, since the individual is able to maintain their lifestyle in several ways with no commitment of needing to be in a treatment facility while receiving rehabilitation services. While this might seem ideal it might not provide the much needed change of atmosphere than lots of people in rehab need to have a productive rehabilitation.

Self Payment

Self Payment is needed when someone's insurance won't pay for the entire cost of rehabilitation or will only pay for some of it. In these instances, it may appear like a disadvantage but people actually have a much more leverage due to the fact they can choose whichever program they want without the restrictions from health insurers that so many men and women encounter. In addition, rehab facilities will often provide payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some treatment facilities accept Medicaid when the individual is not able to self pay or present some other kind of private health care insurance. Medicaid may only pay for outpatient and short-term rehab inside a limited amount of facilities, and in this case individuals may wish to investigate the self pay alternative and drum up any resources they're able to to pay for a more quality treatment center which will produce better results, say for example a long-term residential drug rehabilitation facility.

Medicare

Medicare recipients can receive treatment at drug and alcohol rehabilitation programs which deliver either inpatient or outpatient rehab when the program is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in setting up the individual's rehabilitation plan. Inpatient solutions are covered through Medicare Medicare Part A, with out of pocket costs being similar to any other kind of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug and alcohol rehabilitation if other kinds of insurance or self payment are not an option. If someone does not have any private insurance and doesn't yet know whether they may qualify for state insurance, they should seek advice from their Social Services office within their area to determine if they are and then fill out an application. The majority of state financed insurance will take care of both outpatient and inpatient rehabilitation, but generally only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans typically cover some sort of drug and alcohol treatment service which range from outpatient rehabilitation to inpatient or residential alcohol and drug rehabilitation centers. Individuals might have to take part in a drug and alcohol treatment program which is in their network of providers and there may be other limitations including the amount of time their stay in rehabilitation is covered. Individuals can choose a good program they prefer and consult with a rehab specialist to find out if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the expenses of particular substance abuse rehabilitation solutions. Detox services, outpatient and inpatient centers and also partial hospitalization are paid for by military insurance, although military members may require pre-authorization and in that case they can liaise with their VA or Tricare consultant. There might be some restrictions regarding how much time a stay in inpatient alcohol and drug treatment is allowed, and every one of these questions will be answered before you begin treatment so that it is clear just how long and individual can stay in the rehab facility of choice.

Sliding Fee Scale

A sliding fee scale can be a payment assistance option provided by many different drug and alcohol rehab programs to help help individuals pay for rehabilitation where this may not have been possible initially. For example, one client's fee for rehabilitation may be different and somebody else whose finances are better making them better able to spend the money for full price of rehabilitation. Registrars take into consideration additional circumstances apart from income including amount of dependents to ascertain the final cost using the sliding scale.

Payment Assistance (Check With Facility For Details)

Many drug and alcohol treatment programs provide payment assistance to help clients who might not have enough resources to self pay for rehab or whose medical insurance won't provide coverage or total coverage for their stay. As an example, Occasionally insurance only covers a short-term facility when in actuality a long-term program will be the more suitable selection. To find out what payment assistance could be available, such as a sliding fee scale, check with the program for particulars.