Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance isn't going to cover the total cost of rehab or will only pay for part of it. In these instances, it may appear like a drawback but people in fact have a great deal of leverage simply because they can select whichever facility they want without the restrictions from health insurance companies that so many men and women encounter. In addition, treatment programs will usually offer payment assistance for individuals whose only choice is self payment to enable them to get into treatment.

Medicaid

Certain rehab programs accept Medicaid in the event the individual is not able to self pay or present some other type of private medical health insurance. Medicaid may only cover outpatient and short-term rehab in a limited amount of programs, and in this instance individuals may want to investigate the self pay option and come up with up any resources they are able to to pay for a more quality rehabilitation facility which will get better results, say for example a long-term residential drug treatment center.

Medicare

Medicare recipients can receive rehab at drug treatment facilities which provide either inpatient or outpatient treatment if the program is in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must assist in establishing the person's treatment plan. Inpatient services are covered through Medicare Medicare Part A, with up front costs being exactly like any other kind of hospital stay, and outpatient rehab being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of alcohol and drug treatment if other forms of insurance or self payment aren't a possibility. When someone does not have any private insurance and doesn't yet know if they might qualify for state insurance, they should consult their Social Services office within their area to figure out if they are and then fill out an application. Most state financed insurance covers both outpatient and inpatient rehab, but typically only within the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans generally cover some sort of drug and alcohol treatment service ranging from outpatient treatment to inpatient or residential drug rehab programs. Individuals could possibly have to take part in an alcohol and drug rehab center which is in their network of providers and there might be other restrictions such as the amount of time their stay in treatment is covered. Individuals can select a good program they like and speak with a rehab counselor to determine if their insurance will cover it.