Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't cover the total cost of rehab or will only pay for some of it. In these cases, it may seem like a disadvantage but people in fact have a much more leverage because they can select whichever center they would like without the restrictions from health insurance providers that so many men and women encounter. In addition, treatment centers will frequently provide payment assistance for people whose only choice is self payment to help them get into rehab.

Medicaid

Certain treatment centers will take Medicaid when the individual is not able to self pay or present any other kind of private medical insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation inside a limited amount of facilities, and in this instance individuals may want to investigate the self pay option and drum up any resources they are able to to fund a more quality rehabilitation facility that will produce better results, such as a long-term residential drug rehabilitation center.

Medicare

Medicare recipients can seek rehabilitation at drug treatment programs which deliver either inpatient or outpatient rehabilitation if the facility is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must assist in setting up the person's rehab strategy. Inpatient solutions are covered through Medicare Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehabilitation being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of alcohol and drug rehab if other kinds of insurance or self payment are not an option. If someone does not have any private insurance and doesn't yet know if they could qualify for state insurance, they should consult their Social Services office within their area to determine if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient rehabilitation, but usually only inside the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans generally cover some form of drug treatment service which range from outpatient rehabilitation to inpatient or residential drug and alcohol treatment centers. Individuals may have to participate in a drug rehabilitation center that is inside their network of providers and there might be other limitations like just how long their stay in rehab is covered. Individuals can select a quality center they like and meet with a rehabilitation specialist to determine if their insurance will take care of it.