Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't cover the total cost of rehab or will only pay for some of it. In these cases, it may seem like a disadvantage but people in fact have a much more leverage because they can select whichever center they would like without the restrictions from health insurance providers that so many men and women encounter. In addition, treatment centers will frequently provide payment assistance for people whose only choice is self payment to help them get into rehab.

Medicaid

Certain treatment centers will take Medicaid when the individual is not able to self pay or present any other kind of private medical insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation inside a limited amount of facilities, and in this instance individuals may want to investigate the self pay option and drum up any resources they are able to to fund a more quality rehabilitation facility that will produce better results, such as a long-term residential drug rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug treatment if other forms of insurance or self payment are not a choice. If a person does not have any private insurance and doesn't yet know if they may be eligible for state insurance, they can talk with their Social Services office within their area to determine if they are and then fill out an application. The majority of state financed insurance will cover both outpatient and inpatient rehab, but usually only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some kind of alcohol and drug rehab service ranging from outpatient treatment to inpatient or residential drug rehab programs. Individuals could have to participate in a drug treatment center which is in their network of providers and there might be other restrictions like the amount of time their stay in rehabilitation is covered. Individuals can select a good program they prefer and consult with a rehab specialist to determine if their insurance will handle it.