Drug Treatment Help Request

Outpatient

Outpatient solutions are on the low end of the spectrum of treatment services regarding intensity of care, because the individual can preserve their lifestyle in many ways with no commitment of having to stay in a rehab program while undergoing treatment services. While this might seem perfect it might not provide the much needed change of environment than many people in treatment require to have a productive rehabilitation.

Self Payment

Self Payment is required when a person's insurance isn't going to pay for the total cost of rehab or will only cover some of it. In these instances, it may appear like a disadvantage but individuals really have a much more leverage simply because they can decide on whichever facility they would like without the restrictions from health insurance providers that so many people face. In addition, rehabilitation centers will frequently offer payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some rehab facilities will take Medicaid when the individual cannot self pay or present some other form of private medical insurance. Medicaid may possibly cover outpatient and short-term rehabilitation inside a limited amount of programs, and in this instance individuals may want to explore the self pay option and drum up any resources they are able to to cover a more quality rehab facility that will produce better results, such as a long-term residential alcohol and drug treatment facility.

Medicare

Medicare recipients can seek treatment at drug and alcohol rehabilitation centers which provide either inpatient or outpatient rehabilitation when the center is included in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must help in establishing the person's rehabilitation strategy. Inpatient solutions are covered through Medicare Medicare Part A, with up front costs being exactly like any other kind of hospital stay, and outpatient rehab being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol treatment if other kinds of insurance or self payment are not a possibility. When someone does not have any private insurance and doesn't yet know if they could qualify for state insurance, they can talk with their Social Services office in their area to determine if they are and then fill out an application. The majority of state financed insurance covers both outpatient and inpatient rehabilitation, but generally only inside the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans typically cover some form of alcohol and drug treatment service ranging from outpatient rehab to inpatient or residential drug and alcohol rehabilitation centers. Individuals might have to participate in a drug and alcohol rehabilitation program which is in their network of providers and there could be other limitations including the amount of time their stay in rehab is covered. Individuals can pick a good facility they prefer and meet with a rehabilitation counselor to determine if their insurance will take care of it.