Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance won't pay for the entire cost of treatment or will only pay for some of it. In these situations, it may seem like a disadvantage but people in fact have a much more leverage because they can choose whichever center they want without the limitations from health insurers that so many individuals encounter. Likewise, treatment programs will usually offer payment assistance for individuals whose only option is self payment to help them get into treatment.

Medicaid

Certain rehab programs will take Medicaid in the event the individual is unable to self pay or present any other type of private health insurance. Medicaid might cover outpatient and short-term rehabilitation inside a limited amount of facilities, and in cases like this individuals may want to explore the self pay option and come up with up any resources they are able to to pay for a more quality rehabilitation center which will produce better results, like a long-term residential drug and alcohol rehab center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehabilitation if other kinds of insurance or self payment aren't an option. When someone has no private insurance and doesn't yet know whether they could be eligible for state insurance, they can seek advice from their Social Services office within their area to determine if they are and then fill out an application. The majority of state financed insurance covers both outpatient and inpatient rehabilitation, but usually only within the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some type of drug and alcohol rehabilitation service including outpatient treatment to inpatient or residential drug and alcohol treatment programs. Individuals could possibly have to take part in a drug treatment program that's within their network of providers and there may be other restrictions such as how long their stay in treatment is covered. Individuals can choose an excellent center they prefer and speak with a rehab specialist to find out if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the costs of certain substance abuse rehabilitation solutions. Detoxification services, outpatient and inpatient facilities and also partial hospitalization are paid for by military insurance, although military members may need pre-authorization and in that case they can liaise with their VA or Tricare consultant. There may be some restrictions regarding the length of time a stay in inpatient drug and alcohol rehab is allowed, and every one of these questions will be answered before you start rehab so that it is clear the length of time and individual can stay in the rehab center of choice.