Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance won't pay for the total cost of rehab or will only cover part of it. In these instances, it may appear like a disadvantage but people actually have a much more leverage simply because they can select whichever center they would like without the limitations from health insurance companies that so many men and women encounter. Likewise, rehab centers will frequently offer payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Certain rehab centers accept Medicaid if the individual cannot self pay or present some other type of private medical health insurance. Medicaid may only cover outpatient and short-term rehab within a limited amount of facilities, and in this case individuals may wish to explore the self pay alternative and come up with up any resources they can to cover a more quality treatment program that will produce better results, like a long-term residential drug rehab program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of alcohol and drug treatment if other kinds of insurance or self payment are not a possibility. If someone has no private insurance and doesn't yet know whether they could be eligible for state insurance, they should consult their Social Services office within their area to determine if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient rehabilitation, but usually only within the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans generally cover some type of drug and alcohol rehabilitation service which range from outpatient rehab to inpatient or residential drug rehab centers. Individuals could possibly have to take part in an alcohol and drug rehab facility that's within their network of providers and there might be other limitations like the amount of time their stay in rehab is covered. Individuals can choose a good center they prefer and consult with a rehab counselor to determine if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the expenses of certain drug abuse treatment solutions. Detox services, outpatient and inpatient programs in addition to partial hospitalization are all covered by military insurance, although military members may require pre-authorization and in that case they can speak with their VA or Tricare representative. There might be some restrictions as to how much time a stay in inpatient alcohol and drug treatment is allowed, and all of these questions will be answered before beginning treatment so that it's clear how long and individual can stay in the rehabilitation center of choice.