Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance won't cover the total cost of treatment or will only cover part of it. In these situations, it may seem like a disadvantage but individuals in fact have a much more leverage because they can choose whichever facility they want without the restrictions from health insurance companies that so many people face. In addition, rehabilitation centers will frequently provide payment assistance for people whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain rehabilitation programs accept Medicaid when the individual cannot self pay or present another type of private health care insurance. Medicaid might cover outpatient and short-term rehab inside a limited amount of programs, and in cases like this individuals may want to explore the self pay option and come up with up any resources they're able to to cover a more quality treatment center that will produce better results, like a long-term residential alcohol and drug rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug treatment if other forms of insurance or self payment are not a possibility. When someone has no private insurance and doesn't yet know if they could be eligible for state insurance, they can seek advice from their Social Services office in their area to determine if they are and then apply. Most state financed insurance will handle both outpatient and inpatient treatment, but usually only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans typically cover some kind of drug and alcohol rehabilitation service ranging from outpatient rehab to inpatient or residential alcohol and drug rehabilitation centers. Individuals might have to take part in an alcohol and drug rehabilitation program which is within their network of providers and there can be other limitations such as how long their stay in treatment is covered. Individuals can select an excellent facility they like and consult with a treatment specialist to ascertain if their insurance will handle it.