Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to cover the total cost of treatment or will only pay for part of it. In these cases, it may seem like a disadvantage but individuals actually have a great deal of leverage due to the fact they can decide on whichever center they want without the limitations from health insurers that so many men and women face. In addition, rehabilitation centers will frequently offer payment assistance for people whose only option is self payment to help them get into rehabilitation.

Medicaid

Some treatment centers will take Medicaid if the individual cannot self pay or present another type of private medical insurance. Medicaid might cover outpatient and short-term rehab inside a limited amount of facilities, and in this case individuals may wish to explore the self pay option and come up with up any resources they are able to to fund a more quality treatment facility which will produce better results, such as a long-term residential drug rehab program.

Medicare

Medicare recipients can receive rehab at alcohol and drug rehab centers which provide either inpatient or outpatient rehabilitation if the center is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in setting up the person's rehab strategy. Inpatient solutions are covered through Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient treatment being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol treatment if other kinds of insurance or self payment are not an option. If a person has no private insurance and doesn't yet know whether they might be eligible for state insurance, they should seek advice from their Social Services office within their area to figure out if they are and then apply. The majority of state financed insurance covers both outpatient and inpatient treatment, but usually only in the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some kind of alcohol and drug rehab service including outpatient rehabilitation to inpatient or residential drug and alcohol rehabilitation facilities. Individuals could have to take part in an alcohol and drug rehab program which is in their network of providers and there could be other limitations like the length of time their stay in treatment is covered. Individuals can choose an excellent center they like and meet with a rehabilitation counselor to find out if their insurance will take care of it.