Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't pay for the entire cost of treatment or will only pay for part of it. In these cases, it may seem like a disadvantage but people in fact have a much more leverage due to the fact they can decide on whichever facility they want without the restrictions from health insurance companies that so many people encounter. Likewise, rehab centers will usually offer payment assistance for people whose only choice is self payment to help them get into rehab.

Medicaid

Certain rehabilitation programs will take Medicaid if the individual cannot self pay or present another type of private health insurance. Medicaid may possibly cover outpatient and short-term rehab inside a limited amount of facilities, and in this instance individuals might want to explore the self pay alternative and drum up any resources they can to fund a more quality treatment facility which will produce better results, like a long-term residential drug treatment facility.

Medicare

Medicare recipients can seek treatment at drug rehab programs which deliver either inpatient or outpatient treatment when the center is in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must assist in setting up the person's rehab strategy. Inpatient solutions are provided through Medicare Part A, with out of pocket costs being just like any other kind of hospital stay, and outpatient rehab being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehab if other kinds of insurance or self payment are not an option. If someone doesn't have private insurance and doesn't yet know if they could qualify for state insurance, they should check with their Social Services office in their area to determine if they are and then apply. Most state financed insurance will cover both outpatient and inpatient treatment, but usually only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans typically cover some type of drug and alcohol rehab service ranging from outpatient treatment to inpatient or residential alcohol and drug rehab programs. Individuals could possibly have to take part in a drug and alcohol rehabilitation facility which is within their network of providers and there can be other restrictions such as how long their stay in treatment is covered. Individuals can choose a quality center they prefer and speak with a rehabilitation counselor to determine if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the expense of particular drug abuse treatment services. Detoxification services, outpatient and inpatient programs and also partial hospitalization are all paid for by military insurance, although military members may need pre-authorization and in that case they can liaise with their VA or Tricare consultant. There may be some restrictions concerning just how long a stay in inpatient drug and alcohol rehab is allowed, and every one of these questions will be answered prior to starting treatment so that it's clear how long and individual can remain in the rehab center of preference.

Payment Assistance (Check With Facility For Details)

Many alcohol and drug treatment centers offer payment assistance to help clients who may not have sufficient money to self pay for rehabilitation or whose medical insurance won't supply coverage or total coverage for his or her stay. For example, Sometimes insurance only covers a short-term facility when in reality a long-term facility will be the more appropriate selection. To find out what payment assistance may be offered, say for example a sliding fee scale, consult the center for details.