Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to pay for the total cost of rehabilitation or will only cover some of it. In these situations, it may appear like a drawback but people really have a much more leverage due to the fact they can select whichever program they would like without the restrictions from health insurers that so many individuals encounter. Likewise, rehab centers will frequently offer payment assistance for people whose only choice is self payment to enable them to get into rehab.

Medicaid

Certain rehab programs will take Medicaid when the individual is not able to self pay or present any other type of private medical insurance. Medicaid might pay for outpatient and short-term treatment in a limited amount of centers, and in this instance individuals may want to explore the self pay option and come up with up any resources they are able to to cover a more quality rehab center which will get better results, say for example a long-term residential alcohol and drug treatment program.

Medicare

Medicare recipients can seek rehab at alcohol and drug rehabilitation centers which provide either inpatient or outpatient rehab when the program is included in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must help in setting up the person's rehab strategy. Inpatient solutions are provided through Medicare Part A, with up front costs being similar to any other type of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehab if other kinds of insurance or self payment aren't an option. If a person doesn't have private insurance and doesn't yet know if they may be eligible for state insurance, they can consult their Social Services office within their area to figure out if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient treatment, but typically only inside the state which provides the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans typically cover some type of drug rehab service which range from outpatient rehabilitation to inpatient or residential drug and alcohol treatment programs. Individuals may have to participate in a drug and alcohol treatment program that is inside their network of providers and there can be other restrictions including the amount of time their stay in rehabilitation is covered. Individuals can pick a quality facility they prefer and consult with a treatment counselor to ascertain if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the expenses of particular drug abuse rehab solutions. Detoxification services, outpatient and inpatient centers in addition to partial hospitalization are covered by military insurance, although military members may need pre-authorization in which case they can speak with their VA or Tricare consultant. There might be some restrictions as to how much time a stay in inpatient drug treatment is permitted, and all of these questions will be answered before you begin rehabilitation so that it's clear how much time and individual can remain in the treatment program of preference.

Payment Assistance (Check With Facility For Details)

Many alcohol and drug rehab programs provide payment assistance to help clients who may not have sufficient money to self pay for treatment or whose medical insurance won't provide coverage or total coverage for his or her stay. For instance, Occasionally insurance only pays for a short-term facility when in reality a long-term program will probably be the more ideal choice. To determine what payment assistance may be available, for instance a sliding fee scale, consult the program for details.