Drug Treatment Help Request

Outpatient

Outpatient services are on the lower end of the spectrum of treatment solutions with regards to level of care, as the individual will be able to maintain their lifestyle in many ways with no commitment of having to stay in a rehab program while receiving rehab services. While this might seem ideal it may not provide the much needed change of atmosphere than many people in treatment need to have a productive rehab.

Self Payment

Self Payment is needed when someone's insurance isn't going to pay for the total cost of rehabilitation or will only pay for some of it. In these situations, it may seem like a disadvantage but individuals actually have a much more leverage because they can choose whichever facility they would like without the restrictions from health insurance providers that so many people face. In addition, rehab programs will frequently provide payment assistance for individuals whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehab facilities accept Medicaid in the event the individual cannot self pay or present another type of private medical insurance. Medicaid may only cover outpatient and short-term treatment within a limited amount of programs, and in this case individuals might want to explore the self pay option and drum up any resources they can to fund a more quality treatment facility that will get better results, like a long-term residential drug rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug treatment if other kinds of insurance or self payment are not an option. When someone doesn't have private insurance and doesn't yet know if they might qualify for state insurance, they can talk with their Social Services office within their area to figure out if they are and then fill out an application. The majority of state financed insurance covers both outpatient and inpatient rehab, but typically only in the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans generally cover some sort of alcohol and drug rehab service which range from outpatient rehabilitation to inpatient or residential alcohol and drug rehabilitation facilities. Individuals could possibly have to take part in an alcohol and drug rehab program which is inside their network of providers and there may be other restrictions including the amount of time their stay in rehabilitation is covered. Individuals can pick a good program they like and meet with a treatment counselor to find out if their insurance will take care of it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the costs of certain substance abuse rehab services. Detoxification services, outpatient and inpatient facilities along with partial hospitalization are all covered by military insurance, although military members may require pre-authorization and in that case they can liaise with their VA or Tricare representative. There might be some restrictions concerning just how long a stay in inpatient drug and alcohol rehabilitation is allowed, and all of these questions can be answered before beginning rehabilitation so that it is clear just how long and individual can stay in the rehab facility of preference.

Sliding Fee Scale

A sliding fee scale is a payment assistance option available from a number of alcohol and drug rehabilitation programs in order to help clients afford rehab where this may not have been possible originally. As an example, one client's fee for rehab could possibly be different and lower than someone else whose finances are better which makes them more prepared to spend the money for full price of rehab. Registrars take into account other factors besides income including amount of dependents to determine the final cost and using the sliding scale.