Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to pay for the entire cost of treatment or will only cover some of it. In these cases, it may seem like a drawback but individuals really have a great deal of leverage because they can decide on whichever center they want without the limitations from health insurance providers that so many individuals encounter. In addition, rehab facilities will frequently offer payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Certain treatment centers accept Medicaid when the individual cannot self pay or present another type of private health care insurance. Medicaid might pay for outpatient and short-term rehabilitation in a limited amount of centers, and in this instance individuals may choose to investigate the self pay option and come up with up any resources they can to pay for a more quality rehabilitation facility that will get better results, such as a long-term residential drug and alcohol rehab facility.

Medicare

Medicare recipients can seek treatment at drug and alcohol treatment facilities which provide either inpatient or outpatient rehabilitation when the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must assist in establishing the person's treatment plan. Inpatient services are provided through Medicare Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehab being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol treatment if other forms of insurance or self payment aren't a choice. When someone doesn't have private insurance and doesn't yet know if they could be eligible for state insurance, they can consult their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient treatment, but generally only within the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans typically cover some sort of drug rehabilitation service including outpatient rehabilitation to inpatient or residential drug and alcohol rehab facilities. Individuals may have to participate in a drug and alcohol rehabilitation facility that is within their network of providers and there could be other restrictions such as the amount of time their stay in rehabilitation is covered. Individuals can pick a quality center they like and speak with a rehab counselor to determine if their insurance will take care of it.