Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to pay for the entire cost of rehabilitation or will only cover part of it. In these cases, it may seem like a drawback but people really have a much more leverage simply because they can choose whichever facility they want without the limitations from health insurers that so many men and women face. Likewise, treatment centers will often offer payment assistance for individuals whose only option is self payment to enable them to get into treatment.

Medicaid

Certain rehabilitation centers will take Medicaid if the individual cannot self pay or present another kind of private health care insurance. Medicaid might pay for outpatient and short-term rehabilitation in a limited amount of facilities, and in cases like this individuals may choose to investigate the self pay alternative and drum up any resources they can to fund a more quality rehab program that will produce better results, such as a long-term residential alcohol and drug rehab program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol rehabilitation if other forms of insurance or self payment are not a possibility. If a person does not have any private insurance and doesn't yet know if they could qualify for state insurance, they can seek advice from their Social Services office in their area to determine if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient rehab, but usually only in the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some kind of drug rehab service including outpatient rehab to inpatient or residential alcohol and drug rehabilitation facilities. Individuals could possibly have to participate in a drug and alcohol rehab center which is within their network of providers and there may be other limitations for example how long their stay in rehab is covered. Individuals can select a quality program they prefer and meet with a rehabilitation specialist to ascertain if their insurance covers it.