Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't pay for the total cost of rehab or will only pay for part of it. In these instances, it may appear like a drawback but people really have a much more leverage because they can decide on whichever facility they want without the limitations from health insurance providers that so many individuals face. In addition, rehab programs will usually provide payment assistance for individuals whose only choice is self payment to help them get into rehab.

Medicaid

Some rehab facilities will take Medicaid when the individual cannot self pay or present another type of private medical insurance. Medicaid may possibly cover outpatient and short-term treatment within a limited amount of programs, and in such cases individuals may wish to investigate the self pay option and drum up any resources they are able to to cover a more quality rehab facility that will produce better results, say for example a long-term residential drug and alcohol treatment center.

Medicare

Medicare recipients can seek treatment at alcohol and drug treatment centers which deliver either inpatient or outpatient treatment when the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must assist in establishing the person's treatment plan. Inpatient solutions are provided through Medicare Part A, with up front costs being the same as any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug rehab if other kinds of insurance or self payment are not a possibility. If someone doesn't have any private insurance and doesn't yet know if they may be eligible for state insurance, they should seek advice from their Social Services office within their area to ascertain if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient treatment, but generally only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans generally cover some form of alcohol and drug rehabilitation service including outpatient rehabilitation to inpatient or residential drug and alcohol rehabilitation programs. Individuals could possibly have to participate in a drug and alcohol rehab facility which is within their network of providers and there might be other restrictions including the amount of time their stay in rehab is covered. Individuals can pick a quality program they prefer and consult with a rehab specialist to determine if their insurance will take care of it.