Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance won't pay for the entire cost of rehab or will only cover part of it. In these situations, it may appear like a drawback but individuals in fact have a great deal of leverage because they can decide on whichever program they would like without the limitations from health insurance companies that so many individuals encounter. In addition, rehabilitation programs will often offer payment assistance for individuals whose only choice is self payment to help them get into treatment.

Medicaid

Some rehab facilities accept Medicaid when the individual is unable to self pay or present any other type of private health care insurance. Medicaid may possibly pay for outpatient and short-term rehab within a limited amount of centers, and in cases like this individuals might want to explore the self pay option and come up with up any resources they are able to to pay for a more quality treatment program that will produce better results, say for example a long-term residential drug and alcohol rehabilitation facility.

Medicare

Medicare recipients can seek rehab at drug and alcohol rehab centers which deliver either inpatient or outpatient rehabilitation when the facility is included in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in setting up the person's rehab strategy. Inpatient solutions are provided through Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient treatment being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehab if other kinds of insurance or self payment aren't a choice. If someone does not have any private insurance and doesn't yet know if they might qualify for state insurance, they should talk with their Social Services office within their area to figure out if they are and then fill out an application. The majority of state financed insurance will handle both outpatient and inpatient treatment, but usually only within the state which offers the insurance.