Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance isn't going to cover the entire cost of rehab or will only cover some of it. In these situations, it may appear like a disadvantage but individuals really have a much more leverage because they can choose whichever facility they would like without the restrictions from health insurers that so many individuals face. In addition, treatment facilities will frequently provide payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some treatment programs accept Medicaid if the individual is not able to self pay or present any other type of private medical health insurance. Medicaid may possibly pay for outpatient and short-term treatment inside a limited amount of facilities, and in this case individuals may want to investigate the self pay alternative and come up with up any resources they're able to to fund a more quality rehabilitation facility which will produce better results, say for example a long-term residential drug and alcohol treatment center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of alcohol and drug treatment if other forms of insurance or self payment are not an option. If a person has no private insurance and doesn't yet know if they might be eligible for state insurance, they should seek advice from their Social Services office in their area to figure out if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehabilitation, but generally only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans generally cover some sort of drug and alcohol treatment service ranging from outpatient rehab to inpatient or residential alcohol and drug treatment programs. Individuals could possibly have to participate in a drug and alcohol rehab center which is inside their network of providers and there might be other restrictions like how long their stay in rehab is covered. Individuals can pick an excellent center they prefer and consult with a rehab counselor to find out if their insurance will cover it.