Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance won't pay for the entire cost of rehabilitation or will only pay for part of it. In these situations, it may seem like a disadvantage but people really have a great deal of leverage due to the fact they can choose whichever center they want without the restrictions from health insurance companies that so many men and women face. Likewise, treatment centers will often provide payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Certain treatment centers will take Medicaid if the individual cannot self pay or present another kind of private medical health insurance. Medicaid may possibly pay for outpatient and short-term rehab within a limited amount of programs, and in cases like this individuals might want to investigate the self pay option and come up with up any resources they are able to to pay for a more quality rehabilitation center which will produce better results, say for example a long-term residential drug rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehabilitation if other forms of insurance or self payment aren't an option. If a person doesn't have any private insurance and doesn't yet know if they might qualify for state insurance, they can check with their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance covers both outpatient and inpatient rehabilitation, but usually only in the state which provides the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some type of drug and alcohol treatment service which range from outpatient rehab to inpatient or residential alcohol and drug treatment centers. Individuals might have to take part in a drug and alcohol rehab center that is within their network of providers and there might be other limitations such as the amount of time their stay in rehabilitation is covered. Individuals can choose a quality program they like and consult with a rehab specialist to determine if their insurance will handle it.