Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to pay for the total cost of rehab or will only pay for some of it. In these situations, it may seem like a disadvantage but individuals in fact have a great deal of leverage because they can choose whichever center they want without the restrictions from health insurance companies that so many men and women face. Likewise, treatment programs will usually provide payment assistance for people whose only choice is self payment to help them get into rehab.

Medicaid

Certain rehabilitation programs will take Medicaid in the event the individual is not able to self pay or present some other kind of private medical insurance. Medicaid may only pay for outpatient and short-term rehabilitation inside a limited amount of centers, and in this instance individuals may choose to explore the self pay alternative and drum up any resources they can to fund a more quality treatment program that will get better results, such as a long-term residential drug and alcohol rehabilitation program.

Medicare

Medicare recipients can seek treatment at drug and alcohol treatment centers which provide either inpatient or outpatient rehabilitation if the program is included in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must aid in establishing the individual's rehabilitation plan. Inpatient solutions are covered through Medicare Part A, with up front costs being similar to any other kind of hospital stay, and outpatient rehabilitation being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehabilitation if other kinds of insurance or self payment are not a choice. If a person doesn't have any private insurance and doesn't yet know if they might qualify for state insurance, they can check with their Social Services office within their area to figure out if they are and then fill out an application. The majority of state financed insurance will handle both outpatient and inpatient treatment, but usually only inside the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans typically cover some sort of drug treatment service which range from outpatient rehabilitation to inpatient or residential alcohol and drug rehab facilities. Individuals might have to participate in an alcohol and drug rehabilitation program that is within their network of providers and there might be other restrictions like the length of time their stay in rehabilitation is covered. Individuals can choose an excellent program they like and consult with a treatment counselor to find out if their insurance will handle it.