Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the total cost of rehabilitation or will only pay for part of it. In these cases, it may seem like a disadvantage but people in fact have a great deal of leverage because they can choose whichever facility they would like without the restrictions from health insurance companies that so many men and women encounter. Likewise, rehabilitation centers will frequently provide payment assistance for people whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain treatment facilities accept Medicaid in the event the individual is not able to self pay or present any other type of private medical insurance. Medicaid may only cover outpatient and short-term rehab in a limited amount of facilities, and in this case individuals may choose to explore the self pay alternative and drum up any resources they're able to to cover a more quality rehabilitation program that will produce better results, say for example a long-term residential alcohol and drug treatment program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehabilitation if other kinds of insurance or self payment aren't a possibility. When someone doesn't have any private insurance and doesn't yet know if they might qualify for state insurance, they can consult their Social Services office in their area to determine if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient rehab, but usually only in the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some kind of alcohol and drug treatment service including outpatient treatment to inpatient or residential alcohol and drug rehab centers. Individuals could possibly have to participate in an alcohol and drug treatment center which is inside their network of providers and there can be other limitations like the amount of time their stay in rehab is covered. Individuals can select a good program they like and meet with a rehabilitation counselor to determine if their insurance will take care of it.