Drug Treatment Help Request

Outpatient

Outpatient solutions are on the bottom end of the spectrum of treatment solutions with regards to intensity of care, since the individual will be able to keep their lifestyle in several ways without the commitment of needing to stay in a rehab program while undergoing treatment services. Even though this may seem perfect it may not provide the much needed change of atmosphere than many individuals in recovery require to experience a productive rehabilitation.

Self Payment

Self Payment is needed when a person's insurance won't pay for the entire cost of rehabilitation or will only pay for part of it. In these situations, it may seem like a drawback but individuals really have a much more leverage because they can choose whichever program they want without the restrictions from health insurers that so many men and women encounter. Likewise, rehab centers will frequently offer payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some rehab centers accept Medicaid in the event the individual is unable to self pay or present some other form of private health insurance. Medicaid might cover outpatient and short-term rehab inside a limited amount of facilities, and in this case individuals might want to investigate the self pay option and drum up any resources they are able to to pay for a more quality treatment center which will produce better results, say for example a long-term residential drug and alcohol rehab center.

Medicare

Medicare recipients can seek rehabilitation at alcohol and drug treatment centers which provide either inpatient or outpatient rehab when the program is included in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in establishing the individual's treatment strategy. Inpatient solutions are covered through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient treatment being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug and alcohol treatment if other forms of insurance or self payment aren't an option. When someone has no private insurance and doesn't yet know whether they may be eligible for state insurance, they should check with their Social Services office within their area to ascertain if they are and then apply. The majority of state financed insurance will take care of both outpatient and inpatient treatment, but usually only within the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some kind of alcohol and drug treatment service which range from outpatient treatment to inpatient or residential drug and alcohol rehab facilities. Individuals could have to participate in a drug treatment facility that is within their network of providers and there could be other limitations including just how long their stay in treatment is covered. Individuals can pick an excellent program they prefer and speak with a treatment counselor to determine if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the expenses of certain substance abuse treatment services. Detoxification services, outpatient and inpatient centers and also partial hospitalization are all covered by military insurance, although military members may need pre-authorization and in that case they can liaise with their VA or Tricare representative. There may be some restrictions about the length of time a stay in inpatient alcohol and drug treatment is permitted, and all of these questions will be answered prior to starting treatment so that it is clear just how long and individual can remain in the rehabilitation program of preference.