Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't cover the total cost of rehabilitation or will only cover some of it. In these situations, it may seem like a disadvantage but individuals really have a much more leverage due to the fact they can choose whichever program they would like without the restrictions from health insurance providers that so many people encounter. In addition, rehab facilities will usually offer payment assistance for people whose only option is self payment to help them get into treatment.

Medicaid

Some rehab facilities accept Medicaid when the individual is unable to self pay or present any other type of private medical insurance. Medicaid might pay for outpatient and short-term rehabilitation in a limited amount of programs, and in cases like this individuals may want to explore the self pay alternative and drum up any resources they are able to to fund a more quality treatment center which will get better results, like a long-term residential alcohol and drug rehab center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehabilitation if other kinds of insurance or self payment are not an option. If someone has no private insurance and doesn't yet know if they may qualify for state insurance, they can seek advice from their Social Services office in their area to determine if they are and then apply. The majority of state financed insurance will cover both outpatient and inpatient treatment, but typically only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some kind of drug treatment service including outpatient rehab to inpatient or residential drug treatment programs. Individuals could have to participate in an alcohol and drug rehabilitation center that is inside their network of providers and there might be other limitations such as the length of time their stay in rehab is covered. Individuals can pick an excellent program they prefer and speak with a rehab specialist to determine if their insurance covers it.