Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to pay for the entire cost of treatment or will only cover part of it. In these instances, it may seem like a disadvantage but individuals in fact have a great deal of leverage simply because they can select whichever program they would like without the restrictions from health insurers that so many people face. Likewise, treatment facilities will usually offer payment assistance for people whose only choice is self payment to help them get into rehabilitation.

Medicaid

Some rehabilitation programs accept Medicaid when the individual is unable to self pay or present another kind of private health insurance. Medicaid may possibly pay for outpatient and short-term treatment in a limited amount of facilities, and in this case individuals may choose to investigate the self pay option and come up with up any resources they are able to to fund a more quality rehab facility which will get better results, say for example a long-term residential drug treatment center.

Medicare

Medicare recipients can receive rehabilitation at drug and alcohol rehab programs which deliver either inpatient or outpatient treatment when the program is in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must help out with establishing the individual's rehab plan. Inpatient services are covered through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient treatment being paid for through Medicare Medicare Part B.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans typically cover some kind of drug and alcohol rehab service which range from outpatient rehabilitation to inpatient or residential drug rehabilitation facilities. Individuals might have to participate in an alcohol and drug rehab program which is within their network of providers and there can be other limitations like just how long their stay in rehab is covered. Individuals can choose a good program they prefer and consult with a rehabilitation specialist to find out if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the price of certain substance abuse rehabilitation services. Detoxification services, outpatient and inpatient programs in addition to partial hospitalization are covered by military insurance, although military members may need pre-authorization in which case they can speak with their VA or Tricare representative. There may be some limitations as to the length of time a stay in inpatient drug rehab is permitted, and all of these questions will be answered prior to starting rehab so that it's clear how long and individual can remain in the treatment center of choice.

Sliding Fee Scale

A sliding fee scale can be a payment assistance possibility available from numerous alcohol and drug treatment facilities to help help clients afford treatment where this might not have been possible originally. As an example, one client's fee for treatment might be different and less than another individual whose finances are better making them more prepared to spend the money for full price of rehab. Registrars consider additional circumstances besides income including number of dependents to ascertain the ultimate cost and using the sliding scale.

Payment Assistance (Check With Facility For Details)

Many drug and alcohol rehab facilities offer payment assistance to help clients who might possibly not have enough funds to self pay for treatment or whose medical insurance won't supply coverage or total coverage for his or her stay. As an example, Occasionally insurance only pays for a short-term program when in fact a long-term program will likely be the more ideal selection. To determine what payment assistance may be offered, like a sliding fee scale, check with the program for particulars.