Drug Treatment Help Request

Outpatient

Outpatient solutions are on the lower end of the spectrum of rehab services in terms of level of care, as the individual is able to preserve their lifestyle in several ways without the commitment of needing to be in a rehabilitation facility while receiving rehabilitation services. Even though this may seem perfect it might not provide the required change of atmosphere than many people in rehab have to have to experience a productive rehabilitation.

Self Payment

Self Payment is necessary when someone's insurance isn't going to pay for the total cost of rehab or will only cover some of it. In these situations, it may appear like a drawback but individuals really have a great deal of leverage because they can choose whichever program they would like without the restrictions from health insurance companies that so many people face. In addition, treatment centers will usually provide payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

Medicare

Medicare recipients can seek rehab at drug rehabilitation programs which provide either inpatient or outpatient rehabilitation if the facility is in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must assist in setting up the individual's rehab strategy. Inpatient solutions are covered through Medicare Part A, with up front costs being the same as any other type of hospital stay, and outpatient rehab being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of alcohol and drug rehabilitation if other kinds of insurance or self payment are not an option. If someone does not have any private insurance and doesn't yet know whether they might qualify for state insurance, they should seek advice from their Social Services office within their area to determine if they are and then apply. The majority of state financed insurance will take care of both outpatient and inpatient treatment, but usually only inside the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans typically cover some kind of drug treatment service which range from outpatient rehabilitation to inpatient or residential drug rehab centers. Individuals could possibly have to participate in an alcohol and drug treatment center which is within their network of providers and there can be other limitations for example the amount of time their stay in treatment is covered. Individuals can pick a quality center they prefer and consult with a treatment specialist to determine if their insurance will handle it.