Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to pay for the entire cost of rehabilitation or will only pay for part of it. In these situations, it may appear like a disadvantage but people really have a much more leverage because they can select whichever program they want without the limitations from health insurance providers that so many individuals encounter. In addition, rehab facilities will often provide payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some treatment programs will take Medicaid when the individual cannot self pay or present some other type of private medical insurance. Medicaid might cover outpatient and short-term rehab in a limited amount of facilities, and in such cases individuals might want to explore the self pay alternative and drum up any resources they're able to to fund a more quality treatment center which will get better results, say for example a long-term residential drug treatment facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug treatment if other forms of insurance or self payment aren't a possibility. If a person doesn't have private insurance and doesn't yet know if they could be eligible for state insurance, they can consult their Social Services office in their area to figure out if they are and then fill out an application. Most state financed insurance covers both outpatient and inpatient rehab, but typically only within the state which offers the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some type of drug and alcohol rehabilitation service ranging from outpatient treatment to inpatient or residential drug and alcohol rehab programs. Individuals may have to participate in a drug rehab center that is within their network of providers and there might be other limitations for example the amount of time their stay in treatment is covered. Individuals can pick a quality facility they prefer and meet with a treatment specialist to find out if their insurance will take care of it.

Payment Assistance (Check With Facility For Details)

Many drug and alcohol rehab programs offer payment assistance to help clients who may not have sufficient money to self pay for rehab or whose health insurance won't provide coverage or total coverage for his or her stay. For instance, Sometimes insurance only covers a short-term center when in fact a long-term program is going to be the more ideal selection. To find out what payment assistance could be available, such as a sliding fee scale, talk with the facility for details.