Drug Treatment Help Request

Outpatient

Outpatient solutions are on the low end of the spectrum of rehab solutions with regards to intensity of care, as the individual is able to preserve their lifestyle in many ways without the commitment of having to stay in a rehab program while receiving rehabilitation services. Even though this might appear ideal it may not provide the much needed change of atmosphere than a lot of people in recovery have to have to experience a successful rehab.

Self Payment

Self Payment is required when someone's insurance won't cover the entire cost of rehab or will only cover some of it. In these situations, it may appear like a drawback but people in fact have a great deal of leverage due to the fact they can choose whichever facility they want without the restrictions from health insurance companies that so many individuals face. In addition, rehab facilities will usually provide payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain treatment programs will take Medicaid if the individual is not able to self pay or present any other form of private health insurance. Medicaid may only pay for outpatient and short-term treatment in a limited amount of facilities, and in such cases individuals may want to investigate the self pay option and drum up any resources they're able to to pay for a more quality treatment program that will produce better results, say for example a long-term residential drug and alcohol treatment program.

Medicare

Medicare recipients can seek treatment at drug rehab facilities which provide either inpatient or outpatient rehabilitation if the facility is included in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must assist in establishing the person's rehabilitation strategy. Inpatient services are provided through Medicare Part A, with out of pocket costs being exactly like any other type of hospital stay, and outpatient treatment being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug treatment if other kinds of insurance or self payment are not an option. If a person doesn't have private insurance and doesn't yet know if they could qualify for state insurance, they should seek advice from their Social Services office in their area to figure out if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient treatment, but typically only inside the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some type of drug treatment service including outpatient treatment to inpatient or residential drug and alcohol rehab facilities. Individuals may have to take part in a drug and alcohol treatment center that is inside their network of providers and there might be other limitations such as just how long their stay in rehab is covered. Individuals can choose an excellent program they prefer and speak with a rehab counselor to ascertain if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the expense of particular substance abuse treatment services. Detoxification services, outpatient and inpatient centers in addition to partial hospitalization are paid for by military insurance, although military members may require pre-authorization and in that case they can speak with their VA or Tricare consultant. There could be some restrictions regarding how much time a stay in inpatient drug and alcohol treatment is permitted, and all of these questions will be answered before you start rehab so that it is clear the length of time and individual can remain in the rehabilitation center of choice.