Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to pay for the total cost of rehabilitation or will only cover part of it. In these instances, it may seem like a disadvantage but individuals actually have a much more leverage because they can decide on whichever facility they want without the limitations from health insurers that so many men and women encounter. Likewise, treatment programs will usually offer payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some rehabilitation centers accept Medicaid in the event the individual cannot self pay or present another form of private medical insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation in a limited amount of facilities, and in cases like this individuals may want to investigate the self pay alternative and drum up any resources they are able to to fund a more quality rehabilitation center that will get better results, say for example a long-term residential drug and alcohol rehab facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehabilitation if other kinds of insurance or self payment are not a possibility. If someone doesn't have private insurance and doesn't yet know whether they could be eligible for state insurance, they should check with their Social Services office in their area to figure out if they are and then fill out an application. The majority of state financed insurance will handle both outpatient and inpatient rehab, but typically only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans generally cover some form of alcohol and drug treatment service including outpatient rehab to inpatient or residential drug treatment programs. Individuals may have to take part in a drug and alcohol treatment center which is inside their network of providers and there might be other restrictions for example just how long their stay in rehab is covered. Individuals can pick a good center they prefer and speak with a rehab counselor to ascertain if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the costs of certain substance abuse rehabilitation services. Detox services, outpatient and inpatient facilities along with partial hospitalization are paid for by military insurance, although military members may require pre-authorization and in that case they can speak with their VA or Tricare representative. There might be some restrictions regarding the length of time a stay in inpatient drug treatment is allowed, and every one of these questions will be answered before you begin rehab so that it's clear how much time and individual can remain in the treatment center of preference.