Drug Treatment Help Request

Outpatient

Outpatient solutions are on the low end of the spectrum of treatment solutions regarding intensity of care, since the individual will be able to preserve their lifestyle in lots of ways without the commitment of needing to remain in a treatment center while receiving rehab services. Although this may appear perfect it will not provide the required change of surroundings than many people in recovery need to experience a productive rehab.

Self Payment

Self Payment is needed when a person's insurance won't pay for the entire cost of rehab or will only cover some of it. In these instances, it may appear like a disadvantage but individuals actually have a great deal of leverage simply because they can choose whichever program they would like without the restrictions from health insurance companies that so many individuals face. Likewise, rehab programs will often offer payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Some rehab facilities will take Medicaid if the individual is not able to self pay or present any other type of private health care insurance. Medicaid might cover outpatient and short-term treatment within a limited amount of centers, and in this case individuals may want to explore the self pay option and drum up any resources they can to fund a more quality treatment center that will produce better results, like a long-term residential alcohol and drug rehabilitation facility.

Medicare

Medicare recipients can receive treatment at alcohol and drug rehabilitation centers which deliver either inpatient or outpatient rehabilitation if the center is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must assist in setting up the person's rehab strategy. Inpatient services are covered through Medicare Medicare Part A, with out of pocket costs being similar to any other kind of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehab if other forms of insurance or self payment are not a possibility. If someone doesn't have any private insurance and doesn't yet know if they could be eligible for state insurance, they can talk with their Social Services office within their area to determine if they are and then apply. Most state financed insurance will handle both outpatient and inpatient rehabilitation, but typically only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some type of alcohol and drug treatment service ranging from outpatient rehabilitation to inpatient or residential alcohol and drug rehab facilities. Individuals could possibly have to participate in an alcohol and drug rehab program that's within their network of providers and there might be other restrictions for example just how long their stay in rehab is covered. Individuals can choose a good center they prefer and consult with a rehabilitation counselor to find out if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the costs of certain substance abuse treatment services. Detoxification services, outpatient and inpatient programs in addition to partial hospitalization are paid for by military insurance, although military members may need pre-authorization in which case they can liaise with their VA or Tricare consultant. There could be some restrictions as to how much time a stay in inpatient drug rehab is allowed, and all of these questions can be answered before you begin rehab so that it is clear how long and individual can stay in the rehab program of choice.