Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to pay for the total cost of rehabilitation or will only pay for some of it. In these situations, it may seem like a disadvantage but individuals in fact have a great deal of leverage simply because they can choose whichever program they would like without the restrictions from health insurance companies that so many men and women face. In addition, rehabilitation centers will usually provide payment assistance for individuals whose only choice is self payment to enable them to get into rehab.

Medicaid

Certain treatment programs will take Medicaid when the individual is unable to self pay or present some other type of private health insurance. Medicaid may only cover outpatient and short-term treatment in a limited amount of centers, and in such cases individuals may choose to investigate the self pay option and drum up any resources they are able to to pay for a more quality rehabilitation program which will produce better results, like a long-term residential drug rehab facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehab if other kinds of insurance or self payment aren't an option. When someone doesn't have private insurance and doesn't yet know whether they may qualify for state insurance, they should seek advice from their Social Services office within their area to determine if they are and then apply. Most state financed insurance will cover both outpatient and inpatient treatment, but usually only in the state which offers the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some kind of drug rehabilitation service which range from outpatient rehabilitation to inpatient or residential alcohol and drug treatment centers. Individuals could possibly have to participate in an alcohol and drug treatment program that is inside their network of providers and there can be other restrictions including the amount of time their stay in rehab is covered. Individuals can pick an excellent facility they prefer and meet with a treatment counselor to determine if their insurance will cover it.