Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to cover the entire cost of rehab or will only pay for some of it. In these situations, it may appear like a disadvantage but people actually have a much more leverage due to the fact they can decide on whichever facility they would like without the restrictions from health insurance companies that so many individuals face. In addition, treatment programs will frequently provide payment assistance for individuals whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehab facilities will take Medicaid when the individual cannot self pay or present any other kind of private health care insurance. Medicaid may possibly cover outpatient and short-term rehabilitation within a limited amount of programs, and in this case individuals may wish to explore the self pay option and come up with up any resources they're able to to cover a more quality rehabilitation facility which will get better results, like a long-term residential drug and alcohol rehabilitation facility.

Medicare

Medicare recipients can seek treatment at alcohol and drug rehab programs which deliver either inpatient or outpatient treatment when the program is in the network of Medicare-participating providers and with the consent of their Medicare appointed doctor, who must assist in setting up the person's rehabilitation strategy. Inpatient services are covered through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient rehabilitation being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of alcohol and drug rehabilitation if other kinds of insurance or self payment are not a possibility. If someone doesn't have any private insurance and doesn't yet know if they might be eligible for state insurance, they can seek advice from their Social Services office within their area to determine if they are and then apply. Most state financed insurance will cover both outpatient and inpatient treatment, but usually only in the state which provides the insurance.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans typically cover some type of drug rehabilitation service including outpatient rehabilitation to inpatient or residential drug and alcohol rehab programs. Individuals may have to participate in a drug and alcohol rehab facility that is in their network of providers and there may be other limitations like how long their stay in rehabilitation is covered. Individuals can choose an excellent facility they like and meet with a rehab counselor to find out if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the price of particular drug abuse treatment services. Detoxification services, outpatient and inpatient centers as well as partial hospitalization are all paid for by military insurance, although military members may require pre-authorization and in that case they can liaise with their VA or Tricare consultant. There may be some restrictions as to how long a stay in inpatient drug and alcohol rehab is permitted, and every one of these questions can be answered before you start rehab so that it is clear just how long and individual can stay in the rehab facility of preference.