Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the total cost of rehabilitation or will only pay for part of it. In these instances, it may appear like a drawback but people in fact have a much more leverage simply because they can select whichever program they would like without the restrictions from health insurers that so many people encounter. Likewise, rehab facilities will frequently offer payment assistance for people whose only choice is self payment to enable them to get into treatment.

Medicaid

Some rehab centers accept Medicaid when the individual is not able to self pay or present some other type of private health care insurance. Medicaid may only pay for outpatient and short-term rehabilitation in a limited amount of centers, and in this instance individuals may choose to explore the self pay alternative and drum up any resources they are able to to fund a more quality rehabilitation program that will produce better results, such as a long-term residential drug and alcohol rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug treatment if other forms of insurance or self payment are not a possibility. If a person has no private insurance and doesn't yet know whether they could qualify for state insurance, they should consult their Social Services office within their area to ascertain if they are and then apply. Most state financed insurance covers both outpatient and inpatient rehabilitation, but typically only within the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans generally cover some type of drug rehabilitation service including outpatient rehab to inpatient or residential alcohol and drug rehabilitation facilities. Individuals may have to participate in an alcohol and drug rehabilitation program that's inside their network of providers and there could be other limitations including the amount of time their stay in rehabilitation is covered. Individuals can choose a quality center they like and meet with a treatment specialist to determine if their insurance will cover it.