Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the entire cost of rehabilitation or will only pay for some of it. In these cases, it may seem like a drawback but individuals really have a much more leverage simply because they can select whichever facility they want without the restrictions from health insurance companies that so many men and women face. Likewise, treatment facilities will often offer payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug treatment if other forms of insurance or self payment aren't a choice. When someone does not have any private insurance and doesn't yet know whether they may be eligible for state insurance, they should seek advice from their Social Services office within their area to figure out if they are and then apply. The majority of state financed insurance will take care of both outpatient and inpatient rehabilitation, but typically only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some sort of alcohol and drug treatment service ranging from outpatient treatment to inpatient or residential drug and alcohol rehabilitation facilities. Individuals may have to take part in a drug treatment facility which is in their network of providers and there could be other restrictions for example just how long their stay in rehabilitation is covered. Individuals can choose a good center they prefer and speak with a rehabilitation counselor to ascertain if their insurance will handle it.