Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance won't pay for the entire cost of rehabilitation or will only pay for some of it. In these cases, it may seem like a drawback but individuals in fact have a great deal of leverage simply because they can select whichever facility they want without the restrictions from health insurance companies that so many men and women face. Likewise, rehabilitation centers will usually offer payment assistance for people whose only option is self payment to enable them to get into treatment.

Medicaid

Some rehabilitation centers will take Medicaid if the individual is not able to self pay or present another form of private health insurance. Medicaid may only pay for outpatient and short-term rehab within a limited amount of programs, and in this instance individuals might want to explore the self pay option and drum up any resources they're able to to fund a more quality treatment facility that will get better results, such as a long-term residential alcohol and drug rehabilitation program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehab if other forms of insurance or self payment aren't a choice. If a person does not have any private insurance and doesn't yet know whether they might be eligible for state insurance, they should consult their Social Services office within their area to determine if they are and then fill out an application. The majority of state financed insurance will take care of both outpatient and inpatient treatment, but usually only inside the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some type of drug and alcohol rehabilitation service which range from outpatient rehab to inpatient or residential drug and alcohol rehab programs. Individuals might have to take part in a drug and alcohol rehabilitation program that's inside their network of providers and there might be other limitations such as just how long their stay in rehabilitation is covered. Individuals can choose a good facility they prefer and consult with a rehabilitation specialist to ascertain if their insurance will handle it.