Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the total cost of rehabilitation or will only cover part of it. In these situations, it may appear like a drawback but individuals actually have a great deal of leverage due to the fact they can decide on whichever center they would like without the restrictions from health insurance companies that so many men and women face. In addition, treatment programs will frequently provide payment assistance for people whose only choice is self payment to help them get into treatment.

Medicaid

Certain rehab facilities will take Medicaid in the event the individual is unable to self pay or present another form of private health insurance. Medicaid might cover outpatient and short-term rehab within a limited amount of centers, and in this case individuals may wish to investigate the self pay alternative and drum up any resources they can to cover a more quality rehab program which will get better results, like a long-term residential drug rehab program.

Medicare

Medicare recipients can seek treatment at drug and alcohol rehabilitation programs which deliver either inpatient or outpatient rehab if the facility is included in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must help out with setting up the individual's treatment plan. Inpatient solutions are provided through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient rehab being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol rehab if other kinds of insurance or self payment aren't a possibility. When someone doesn't have private insurance and doesn't yet know if they could be eligible for state insurance, they can consult their Social Services office within their area to determine if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient rehab, but generally only inside the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some form of drug rehabilitation service which range from outpatient treatment to inpatient or residential alcohol and drug treatment programs. Individuals may have to participate in an alcohol and drug treatment facility that's inside their network of providers and there can be other restrictions such as the amount of time their stay in rehab is covered. Individuals can choose an excellent program they prefer and consult with a rehabilitation counselor to determine if their insurance will take care of it.