Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance won't pay for the total cost of rehabilitation or will only pay for some of it. In these instances, it may seem like a drawback but people really have a much more leverage because they can decide on whichever program they want without the limitations from health insurance providers that so many people face. Likewise, treatment programs will frequently provide payment assistance for individuals whose only choice is self payment to help them get into rehab.

Medicaid

Some treatment programs accept Medicaid when the individual cannot self pay or present any other form of private health care insurance. Medicaid might cover outpatient and short-term rehab inside a limited amount of centers, and in cases like this individuals may wish to investigate the self pay option and come up with up any resources they're able to to fund a more quality rehabilitation program which will get better results, say for example a long-term residential alcohol and drug rehabilitation program.

Medicare

Medicare recipients can receive rehabilitation at drug and alcohol rehab centers which deliver either inpatient or outpatient treatment if the program is included in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must assist in establishing the person's treatment plan. Inpatient solutions are provided through Medicare Part A, with up front costs being exactly like any other kind of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol rehabilitation if other kinds of insurance or self payment are not an option. If someone does not have any private insurance and doesn't yet know whether they could be eligible for state insurance, they can talk with their Social Services office within their area to determine if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient rehabilitation, but usually only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some type of alcohol and drug rehabilitation service ranging from outpatient treatment to inpatient or residential drug rehabilitation programs. Individuals may have to participate in an alcohol and drug rehabilitation facility which is in their network of providers and there can be other limitations for example just how long their stay in rehabilitation is covered. Individuals can choose a quality center they prefer and speak with a treatment counselor to find out if their insurance will cover it.