Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance isn't going to cover the entire cost of rehab or will only cover some of it. In these cases, it may appear like a disadvantage but people in fact have a great deal of leverage due to the fact they can choose whichever facility they would like without the limitations from health insurers that so many individuals face. Likewise, rehabilitation programs will frequently provide payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some treatment centers will take Medicaid when the individual is unable to self pay or present some other type of private medical health insurance. Medicaid might cover outpatient and short-term treatment inside a limited amount of centers, and in cases like this individuals may want to investigate the self pay option and come up with up any resources they are able to to pay for a more quality rehabilitation facility which will get better results, such as a long-term residential alcohol and drug rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehabilitation if other kinds of insurance or self payment are not a possibility. If someone does not have any private insurance and doesn't yet know if they might be eligible for state insurance, they should consult their Social Services office within their area to determine if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient rehabilitation, but typically only in the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans generally cover some type of drug rehab service ranging from outpatient rehabilitation to inpatient or residential drug and alcohol rehabilitation facilities. Individuals could possibly have to participate in an alcohol and drug rehab facility which is in their network of providers and there might be other restrictions such as how long their stay in rehab is covered. Individuals can pick an excellent center they prefer and consult with a rehab counselor to determine if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the expense of certain drug abuse treatment services. Detoxification services, outpatient and inpatient facilities in addition to partial hospitalization are covered by military insurance, although military members may require pre-authorization and in that case they can liaise with their VA or Tricare representative. There could be some restrictions regarding just how long a stay in inpatient drug rehabilitation is allowed, and every one of these questions can be answered prior to starting rehabilitation so that it is clear just how long and individual can stay in the treatment facility of choice.