Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to cover the entire cost of treatment or will only cover part of it. In these instances, it may seem like a drawback but individuals really have a great deal of leverage simply because they can select whichever program they would like without the restrictions from health insurance providers that so many men and women encounter. Likewise, rehab programs will often provide payment assistance for individuals whose only choice is self payment to help them get into treatment.

Medicaid

Certain rehabilitation facilities will take Medicaid if the individual is unable to self pay or present another type of private health insurance. Medicaid may only pay for outpatient and short-term rehab within a limited amount of programs, and in cases like this individuals might want to explore the self pay alternative and drum up any resources they're able to to cover a more quality rehabilitation program that will get better results, such as a long-term residential alcohol and drug treatment facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug rehab if other kinds of insurance or self payment are not a choice. If someone does not have any private insurance and doesn't yet know if they might be eligible for state insurance, they can check with their Social Services office within their area to ascertain if they are and then fill out an application. The majority of state financed insurance will cover both outpatient and inpatient treatment, but generally only within the state which offers the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some kind of drug and alcohol treatment service ranging from outpatient rehabilitation to inpatient or residential drug and alcohol rehab programs. Individuals could have to participate in a drug and alcohol treatment center that is in their network of providers and there might be other limitations for example the length of time their stay in rehab is covered. Individuals can choose an excellent program they prefer and meet with a rehabilitation counselor to ascertain if their insurance will take care of it.