Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't pay for the entire cost of rehabilitation or will only pay for part of it. In these situations, it may seem like a disadvantage but people really have a much more leverage due to the fact they can choose whichever facility they want without the limitations from health insurance companies that so many people face. In addition, rehab programs will usually offer payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehab if other kinds of insurance or self payment aren't an option. If a person does not have any private insurance and doesn't yet know whether they may be eligible for state insurance, they can talk with their Social Services office in their area to ascertain if they are and then apply. Most state financed insurance will cover both outpatient and inpatient rehabilitation, but generally only in the state which offers the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some sort of drug and alcohol rehabilitation service which range from outpatient rehab to inpatient or residential drug and alcohol rehab programs. Individuals could have to take part in a drug and alcohol treatment program that's in their network of providers and there can be other restrictions like the length of time their stay in rehab is covered. Individuals can choose an excellent facility they prefer and speak with a rehabilitation specialist to find out if their insurance will handle it.