Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance isn't going to cover the total cost of rehabilitation or will only pay for some of it. In these situations, it may appear like a disadvantage but individuals actually have a great deal of leverage because they can select whichever program they would like without the limitations from health insurance providers that so many men and women face. In addition, rehab centers will usually offer payment assistance for individuals whose only option is self payment to help them get into treatment.

Medicaid

Some treatment centers will take Medicaid when the individual cannot self pay or present some other kind of private medical insurance. Medicaid may only cover outpatient and short-term rehabilitation in a limited amount of centers, and in this case individuals may want to investigate the self pay alternative and drum up any resources they are able to to pay for a more quality rehabilitation program that will produce better results, say for example a long-term residential alcohol and drug rehabilitation program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehab if other kinds of insurance or self payment are not an option. When someone does not have any private insurance and doesn't yet know whether they could be eligible for state insurance, they can seek advice from their Social Services office in their area to determine if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehabilitation, but usually only in the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some type of alcohol and drug rehab service ranging from outpatient rehab to inpatient or residential alcohol and drug rehabilitation centers. Individuals could have to take part in an alcohol and drug treatment facility which is inside their network of providers and there may be other limitations such as the amount of time their stay in rehabilitation is covered. Individuals can choose an excellent facility they like and speak with a rehab counselor to find out if their insurance will cover it.