Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't pay for the total cost of rehab or will only pay for part of it. In these situations, it may appear like a disadvantage but people actually have a great deal of leverage because they can decide on whichever center they would like without the restrictions from health insurance providers that so many people face. In addition, treatment programs will often provide payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain rehabilitation facilities will take Medicaid if the individual is unable to self pay or present some other form of private health insurance. Medicaid might cover outpatient and short-term rehabilitation within a limited amount of facilities, and in such cases individuals might want to explore the self pay alternative and drum up any resources they are able to to pay for a more quality rehab center which will produce better results, like a long-term residential drug rehab program.

Medicare

Medicare recipients can receive rehab at alcohol and drug rehabilitation centers which deliver either inpatient or outpatient treatment when the facility is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in setting up the person's rehabilitation strategy. Inpatient solutions are covered through Medicare Part A, with out of pocket costs being the same as any other kind of hospital stay, and outpatient treatment being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug treatment if other forms of insurance or self payment are not a possibility. When someone doesn't have any private insurance and doesn't yet know if they could qualify for state insurance, they can consult their Social Services office in their area to determine if they are and then fill out an application. The majority of state financed insurance will handle both outpatient and inpatient rehab, but typically only inside the state which offers the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans generally cover some type of alcohol and drug treatment service which range from outpatient rehab to inpatient or residential alcohol and drug rehabilitation facilities. Individuals might have to take part in an alcohol and drug rehab center which is in their network of providers and there might be other limitations for example how long their stay in rehab is covered. Individuals can choose an excellent program they prefer and meet with a treatment specialist to determine if their insurance will take care of it.