Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to cover the total cost of treatment or will only pay for some of it. In these cases, it may appear like a drawback but people really have a much more leverage due to the fact they can choose whichever program they want without the restrictions from health insurance companies that so many people encounter. Likewise, rehab centers will often offer payment assistance for individuals whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Some treatment facilities accept Medicaid if the individual is unable to self pay or present another kind of private health care insurance. Medicaid may only pay for outpatient and short-term rehabilitation inside a limited amount of programs, and in cases like this individuals might want to explore the self pay option and come up with up any resources they are able to to fund a more quality rehab facility which will produce better results, such as a long-term residential drug rehabilitation program.

Medicare

Medicare recipients can seek rehabilitation at drug treatment facilities which deliver either inpatient or outpatient treatment if the program is included in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must assist in setting up the individual's rehab strategy. Inpatient solutions are provided through Medicare Medicare Part A, with out of pocket costs being similar to any other type of hospital stay, and outpatient rehabilitation being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehabilitation if other kinds of insurance or self payment are not an option. When someone doesn't have private insurance and doesn't yet know whether they could be eligible for state insurance, they should consult their Social Services office in their area to determine if they are and then fill out an application. Most state financed insurance covers both outpatient and inpatient rehabilitation, but typically only within the state which offers the insurance.